Share Draft/Checking Account
| Item | Fee Amount |
| Average balance below $200.00 during month | N/A |
| Insufficient funds (check return) | $20.00 |
| Insufficient funds per transaction fee | $5.00 |
| Telephone transfer fee | $1.00 |
| Share draft copy | $3.00 |
| Stop payment | $20.00 |
| Statement copy | $3.00 |
Other Fees & Charges
| Item | Fee Amount |
| Debit/ATM card replacement fee (per card) | $10.00 |
| Money orders | $1.00 |
| Check withdrawals with funds not already deposit or $500.00 or less | $2.00 |
| Lost passbook replacement fee | $5.00 |
| Returned deposited check fee | $10.00 |
| Stop payment for lost or stolen money orders or bank checks | $25.00 |
| Early account closing fee | $5.00 |
| Christmas Club account closeout before end of term | $10.00 |
| Account research | $20.00/hr |
| Low balance monthly fee if account drops below $25.00 | $1.00 |
| Wire transfer (outgoing domestic) | $15.00 |
| Wire transfer (outgoing international) | $55.00 |
