Rates Effective As of December 10th, 2022


Share Accounts

AccountMinimum BalanceAPR*APY*
Membership Account (Statement)$25.000.15%0.15%
Statement Savings $25.000.15%0.15%
Share Draft $25.00 0.05%0.05%

Share Certificates/Money Markets

AccountMinimum BalanceAPR*APY*
11 Month Certificate SPECIAL$500.002.00%2.02%
Money Market Access$10,000.000.25%0.25%
6 Month Certificate$500.000.35%0.35%
12 Month Certificate$500.000.45%0.45%
12 Month IRA$1,000.001.00%1.00%

Personal Loans

TermsPayment Per $1000APR* As Low As
Maximum term to 48 months – Over $5000 with 2 signatures from same household$25.139.50%
Maximum term to 36 months $31.578.50%

New Auto Loans

TermsPayment Per $1000APR* As Low As
Maximum term to 60 months$18.413.99%
Maximum term to 72 months$16.575.99%

Used Auto Loans – with 15% down

TermsPayment Per $1000APR* As Low As
Maximum term to 48 months
Vehicles 1 – 5 years old
$22.573.99%
Maximum term to 48 months
Vehicles 6 years or older
$23.034.99%
Maximum term to 60 months – Vehicles 1 year old or less$19.335.99%

Loans Secured With Shares

TermsPayment Per $1000APR* As Low As
Maximum term to 36 months $29.263.40%
Maximum term to 48 months$22.764.40%

Credit Card Consolidation

Maximum Loan AmountTermsPayment Per $1000APR* As Low As
$5,00036 Months$31.578.50%

First Mortgage

TermsTypePayment Per $1000APR* As Low As
20 YearsFixed$7.466.50%
30 YearsFixed$6.326.50%
30 Years3 year/1 year variable rate$5.074.50%

Real Estate Loans

ProductTermsTypePayment Per $1000APR* As Low As
2nd Mortgage5 YearsFixed$18.875.00%
2nd Mortgage10 YearsFixed$10.855.50%
2nd Mortgage15 YearsFixed$8.175.50%

Open End Line of Credit

TermsTypePayment Per $1000APR* As Low As
Up to 30 years1 year variable rate$5.074.50%

*APR – Annual Percentage Rate
*APY – Annual Percentage Yield