Rates Effective As of May 10th, 2024


Share Accounts

AccountMinimum BalanceAPR*APY*
Membership Account (Statement)$25.000.15%0.15%
Statement Savings $25.000.15%0.15%
Share Draft $25.00 0.05%0.05%

Share Certificates/Money Markets

AccountMinimum BalanceAPR*APY*
Money Market Access$10,000.000.25%0.25%
6 Month Certificate$500.000.35%0.35%
12 Month Certificate$500.000.45%0.45%
12 Month IRA$1,000.001.00%1.00%

Personal Loans

TermsPayment Per $1000APR* As Low As
Maximum term to 48 months – Over $5000 with 2 signatures from same household$26.1011.50%
Maximum term to 36 months $32.5110.50%

New Auto Loans

TermsPayment Per $1000APR* As Low As
Maximum term to 60 months$19.335.99%
Maximum term to 72 months$17.577.99%

Used Auto Loans – with 15% down

TermsPayment Per $1000APR* As Low As
Maximum term to 48 months
Vehicles 1 – 5 years old
$23.485.99%
Maximum term to 48 months
Vehicles 6 years or older
$23.956.99%
Maximum term to 60 months – Vehicles 1 year old or less$20.287.99%

Loans Secured With Shares

TermsPayment Per $1000APR* As Low As
Maximum term to 36 months $29.133.10%
Maximum term to 48 months$22.634.10%

Credit Card Consolidation

Maximum Loan AmountTermsPayment Per $1000APR* As Low As
$5,00036 Months$32.5110.50%

First Mortgage

TermsTypePayment Per $1000APR* As Low As
20 YearsFixed$7.616.75%
30 YearsFixed$6.657.00%
30 Years3 year/1 year variable rate$5.685.50%

Real Estate Loans

ProductTermsTypePayment Per $1000APR* As Low As
2nd Mortgage5 YearsFixed$19.105.50%
2nd Mortgage10 YearsFixed$11.106.00%
2nd Mortgage15 YearsFixed$8.716.50%

Open End Line of Credit

TermsTypePayment Per $1000APR* As Low As
Up to 30 years1 year variable rate$5.685.50%

*APR – Annual Percentage Rate
*APY – Annual Percentage Yield