Regular Share Account
Membership at St. Anthony of Padua FCU begins when you open a share account. This basic savings account grants you ownership into the credit union with a minimum deposit of $25.00. Dividends are paid monthly on this account.
Money Market Access Account/ Statement Savings Account
This account type works the same way that the Regular Share Account works except it pays a higher dividend rate based on the balance in the account.
St. Anthony of Padua FCU offers Share Certificates that feature competitive dividend rates for 6 months or 1 year. The minimum balance to open a Share Certificate is $500.00.
Christmas Club Account
Save for the upcoming holiday season with our Christmas Club Account. This account earns its dividend at the end of the term in October when the checks are processed. Checks are usually picked up at the credit union or can be mailed upon request.
Share Draft Account (Checking Account)
St. Anthony of Padua FCU share draft accounts offer excellent dividend rates on balances over $200.00. There is no per transaction fee if a $200.00 average daily balance is maintained during each month and your first 150 checks will be free. 24 hour Automated Tell Machine (ATM) access to your funds anywhere Visa, NYCE, CO-OP, or the Plus logos are displayed.
Visa Debit Card
We offer anyone with a share draft account a Visa debit card. Use this card to make purchases or to access your share draft account at any ATM machine that displays the Visa, NYCE, or Plus logo.
We have recently joined the MoneyPass ATM network.
Members can now enjoy surcharge free access to their money anywhere you see the Money Pass logo.
CO-OP ATM Network
SAPFCU is also on the CO-OP ATM Network! Membership with SAPFCU now gives you access to nearly 30,000 surcharge-free ATMs nationwide, over 9,000 of which are deposit-taking. With CO-OP ATMs, SAPFCU members are able to:
- Check balances
- Withdraw cash
- Transfer funds
New and Used Auto Loans
No down payment required for new auto loans and just 15% down for used vehicles. Check out our rates and convenient terms.
Mortgage and Home Equity Line of Credit
We offer first mortgages, second mortgages, and home equity lines of credit. Consider St. Anthony of Padua FCU when purchasing, or refinancing your home mortgage. We will finance up to 80% of the purchase price or appraised value.
Share Secured Loans
Hate to withdraw your savings? Borrow against your own account and pay just 3% above your current dividend rate for up to 3 years. This way you get to keep your money in your savings account and save by paying a lower rate of interest than by charging your purchase on a credit card.
The perfect companion to your share draft account with an ATM/Visa Debit Card. Having your check directly deposited into your share draft account relieves you of the hassle of rushing to the credit union to cash your check. Your money is available to you every payday. We can even set up automatic loan payments for you.